Indian Financial & Tax Planning
NRI Advisory Services in India
Wherever you live, your Indian finances still need a plan.
Living abroad can change how your Indian income, investments, property, banking and taxes need to be managed.
At We.TAcc, we help you understand what remains connected to India, what needs attention and how each decision fits with your life abroad.
Talk to an AdvisorWhat shifts when you become an NRI?
Your assets may stay. The rules can change.
Tax and income
Your residential status affects how your Indian income is considered. Rent, interest, capital gains, tax deducted at source and return filing may all need a fresh look.
Banking and money movement
Accounts opened while you lived in India may need to be reviewed after your move. You may also need to consider how you receive income in India and transfer money between countries.
Investments
Your Indian portfolio may still have a place in your plans. Review what you hold, how accessible it is and how it fits with your tax position and investments abroad.
Property and assets
An Indian property can bring decisions about rent, maintenance, a future sale, records and family ownership. These deserve attention even when you live elsewhere.
How We.TAcc helps with NRI financial and tax planning
Let’s bring the Indian side of your finances together.
NRI tax and compliance
We help you review residential status, Indian income, tax deductions, capital gains and filing requirements. Return preparation and filing can be included when agreed as part of the work.
NRI investment planning
We look at your Indian investments alongside your goals, need for access to funds, appetite for risk and wider financial position.
Banking and repatriation planning
We help you review your Indian banking arrangements and understand what information and documentation may be needed before moving funds.
Property, return and family planning
We consider how Indian property, family responsibilities, retirement and a possible return to India affect what you do with your finances today.
Tax. Investments. Banking. Property. Considered together around your life.
When should you review your Indian finances?
It may be time when something in your life or finances changes.
You may be here if
I earn income in India
You receive rent, interest, dividends or other Indian income and want to understand the related tax, deduction and filing position.
Talk to an AdvisorWhat shapes your NRI tax position in India?
The details behind the numbers matter.
Your time in India
182 days is an important residency test. For some visiting Indian citizens and persons of Indian origin, a 120-day provision may also be relevant when the specified income and prior-stay conditions are met.
Your Indian income
The ₹15 lakh threshold is relevant to certain residency provisions. The nature of the income and your other circumstances matter as much as the number.
Your return filing
ITR-2 or ITR-3 may be appropriate depending on your sources of income and the applicable filing requirements.
Tax in two countries
A Double Taxation Avoidance Agreement (DTAA) may be relevant where income has a connection to India and your country of residence. Its treatment needs to be assessed for your circumstances.
Know your residency. Understand your income. Review what applies before you act.
How our NRI advisory process works
We start with your situation and take it from there.
Understand your position
We discuss where you live, what you hold in India, the income you receive and the decisions ahead.
Organise the details
We bring together the relevant tax records, accounts, investments, property information and advice you already have.
Plan the next steps
We identify what needs attention and explain how the Indian side of your finances fits with your wider plans.
Connect and review
We work alongside your existing CA, lawyer, investment professional or overseas adviser where their expertise is needed. We revisit the plan when your circumstances change.
NRI advisory: frequently asked questions
Questions we are often asked.
Your overseas adviser may understand your position where you live. An NRI tax consultant in India can help with the Indian side of your income, assets and obligations. We can work with your existing adviser so the relevant advice is connected.
Still financially connected to India?
Let’s make sense of what comes next.
Whether through income, investments, property or future plans, start by understanding what your NRI status changes. We’ll discuss where you stand and what work would help you move forward.
Talk to an Advisor